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www.toledo.health-insurance-ad.com Toledo is a city in the U.S. state of Ohio and the county seat of Lucas County. Named after Toledo, Spain, it is located on the western end of Lake Erie, just south of the Michigan state line. It is the principal city in the Toledo Metropolitan Statistical Area. In the 2000 census, the city proper had a population of 313,619, fourth-largest in the state. According to the US Census, the metropolitan area had a population of 650,955,[2] while the Combined Statistical Area had a population of 711,952. The Toledo media market is just under one million residents according to A.C. Nielsen Media Research. Toledo is a city well known for its industry (especially in glass and auto parts production), art community, education, and local sports teams. Residents of Toledo are usually referred to as Toledoans, while the city itself has been nicknamed the Glass City. The nickname comes from the city and region\'s history in glass manufacturing, with notable names in the industry being associated with the city. These people include Edward Drummond Libbey and Michael J. Owens. Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident. In the United States, auto insurance covering liability for injuries and property damage done to others is compulsory in most states, though enforcement of the requirement varies from state to state. The state of New Hampshire, for example, does not require motorists to carry liability insurance (the ballpark model), while in Virginia residents must pay the state a $500 annual fee per vehicle if they choose not to buy liability insurance. Penalties for not purchasing auto insurance vary by state, but often involve a substantial fine, license and/or registration suspension or revocation, as well as possible jail time in some states. Usually, the minimum required by law is third party insurance to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle. Some states, such as North Carolina, require that a driver hold liability insurance before a license can be issued. Arizona Department of Transportation Research Project Manager John Semmens has recommended that car insurers issue license plates, and that they be held responsible for the full cost of injuries and property damages caused by their licensees under the Disneyland model. Plates would expire at the end of the insurance coverage period, and licensees would need to return their plates to their insurance office to receive a refund on their premiums. Vehicles driving without insurance would thus be easy to spot because they would not have license plates, or the plates would be past the marked expiration date.